The Canada Revenue Agency (CRA) has released the updated GST/HST Credit Table for 2025, helping millions of Canadians understand what they may receive this benefit year.
The Goods and Services Tax/Harmonized Sales Tax (GST/HST) credit is a tax-free quarterly payment designed to assist low- and modest-income individuals and families in offsetting the sales taxes they pay.
For 2025, there have been significant updates to the credit amount, income thresholds, and eligibility limits. Understanding these changes is essential to ensure you’re getting the support you qualify for.
What Is the GST/HST Credit?
The GST/HST credit is issued every three months to eligible Canadians. It’s based on your family income from the previous year—in this case, your 2024 tax return. CRA automatically determines eligibility if you’ve filed your taxes.
Key features of the 2025 update include:
- Higher income thresholds
- Adjusted credit amounts due to inflation
- Expanded benefits for families with children
2025 GST/HST Credit Table by Income and Family Situation
Below is a simplified version of the CRA’s official GST/HST Credit Table for 2025:
| Family Situation | Net Income Limit (2025) | Maximum Annual Credit |
|---|---|---|
| Single (no children) | Up to $52,255 | $344 |
| Married/Common-law (no kids) | Up to $55,700 | $448 |
| Single parent with 1 child | Up to $58,000 | $606 |
| Couple with 2 children | Up to $63,500 | $924 |
Note: Each additional child adds approximately $172 to the annual amount, subject to a clawback as income increases.
How the CRA Calculates Your GST/HST Credit in 2025
CRA uses the following factors to calculate your exact GST/HST credit:
- Net family income from your 2024 tax return
- Number of eligible children under 19
- Marital status on December 31, 2024
The credit reduces gradually as your income climbs above the threshold. If your income is slightly above the limit, you may still receive a partial credit.
Example:
A family with two children and a net income of $60,000 will still receive partial payments throughout the benefit year.
Payment Dates for the 2025 Benefit Year
The GST/HST credit is issued quarterly on the following dates:
- July 5, 2025
- October 4, 2025
- January 3, 2026
- April 4, 2026
Payments are typically made by direct deposit or mailed as a cheque. It’s important to update your personal information (marital status, children, income changes) to avoid payment issues.
Key Income Limits & Changes for 2025
The CRA’s 2025 changes to the GST/HST credit reflect Canada’s rising cost of living:
- Individuals earning above $52,255 may receive reduced or no credit.
- Couples earning over $63,500 are ineligible.
- Children increase your maximum credit—$172 per child, phased out as income rises.
These updates help more middle-income households access some level of relief while maintaining support for lower-income Canadians.
The GST/HST Credit Table for 2025 offers a clearer picture of the support available to low- and modest-income Canadians.
With updated thresholds, inflation-indexed payments, and simplified eligibility based on your 2024 tax return, now is the time to ensure your records are up to date.
If you’re wondering how much you’ll get, review the credit table, assess your net family income, and be sure to file your taxes on time. It’s a small but meaningful support to help navigate daily expenses.
FAQs
What if I don’t file taxes—can I still get the GST/HST credit?
No, you must file your 2024 tax return even if you have no income to receive the 2025 credit.
Will having more children increase my credit amount?
Yes, each eligible child adds about $172 annually to your total GST/HST credit, depending on your income.
Can my payments change mid-year if my situation changes?
Yes, changes in marital status, custody, or income should be reported to CRA to adjust future payments.