The Ontario Trillium Benefit (OTB) is a vital source of financial assistance for Ontarians, helping to ease the impact of rising energy costs, property taxes, and everyday expenses.
The next OTB payment will be made on May 9, 2025, and it provides significant support to low- and moderate-income households.
This tax-free benefit is designed to ease financial pressures, with an increase in payment amounts in 2024, making it even more valuable.
Let’s explore the details of the OTB, including eligibility criteria, payment schedules, and how you can maximize your benefit.
What Is the Ontario Trillium Benefit (OTB)?
The Ontario Trillium Benefit is a combined payment made up of three distinct provincial credits aimed at reducing the financial burden for Ontarians:
- Ontario Energy and Property Tax Credit (OEPTC): Helps with energy bills and property taxes, available for homeowners, renters, and individuals in special living circumstances, such as those residing on reserves or in long-term care facilities.
- Northern Ontario Energy Credit (NOEC): Provides support for those living in Northern Ontario to help cover high energy costs.
- Ontario Sales Tax Credit (OSTC): Eases the sales tax burden on everyday purchases for eligible residents.
Payments can be issued either as monthly installments or as a lump sum, depending on the total benefit amount, which is based on your most recent tax return.
OTB Payment Schedule for 2025
The OTB payments for 2025 will be made on the following dates:
| Date | Payment Details |
|---|---|
| May 9, 2025 | First OTB payment of the year |
| June 10, 2025 | Second payment of the year |
| July 10, 2025 | Third payment |
| August 8, 2025 | Fourth payment |
| September 10, 2025 | Fifth payment |
| October 10, 2025 | Sixth payment |
| November 10, 2025 | Seventh payment |
| December 10, 2025 | Final payment of the year |
Who Is Eligible for the Ontario Trillium Benefit?
To qualify for the OTB, you need to meet the following basic criteria:
- Residency: You must be a resident of Ontario.
- Tax Filing: You must have filed your 2023 income tax return for payments up to June 2025. For payments after June 2025, you must file your 2024 income tax return.
Additionally, there are specific requirements for each credit:
Ontario Sales Tax Credit (OSTC)
- You must be 19 or older, a parent living with a child, or in a married or common-law relationship.
- Your income must fall within the CRA guidelines.
Ontario Energy and Property Tax Credit (OEPTC)
- You must have paid rent or property taxes in Ontario during 2023.
- You may qualify if you lived on a reserve or in a long-term care facility.
Northern Ontario Energy Credit (NOEC)
- You must live in Northern Ontario (e.g., Sudbury, Thunder Bay, or North Bay).
- You need to have paid energy costs or property taxes.
- Must be 18 or older, married, or a parent.
Quick Tip
If you’re unsure whether you qualify, it’s best to consult the CRA or a tax advisor.
How Much Will You Receive from the Ontario Trillium Benefit?
Your payment will depend on various factors such as income, household size, and the credits you qualify for. Here are the maximum amounts available for each credit until June 2025:
| Credit | Maximum Amount |
|---|---|
| Northern Ontario Energy Credit (NOEC) | $180 for single individuals $277 for families |
| Ontario Energy and Property Tax Credit (OEPTC) | $1,248 for adults aged 18–64 $1,421 for seniors 65+ |
| Ontario Sales Tax Credit (OSTC) | Up to $360 per adult or child |
By combining these credits, some households could receive over $2,000 annually in support.
Starting in July 2025, the amounts will be recalculated based on your 2024 tax return, and updated CRA guidelines.
How to Claim Your Ontario Trillium Benefit
To access your OTB, follow these key steps:
- Submit Your Tax Return:
- Ensure you file your income tax return on time. For July 2025 payments and beyond, you need to file your 2024 return.
- Update Your Information:
- Keep your address, marital status, and banking information current with the CRA.
- Enroll in direct deposit for quicker and more secure payments.
- Verify Your Eligibility:
- Confirm you meet the criteria for the OSTC, OEPTC, and NOEC credits.
- Accurately report expenses like rent, property taxes, and energy costs.
- Monitor Your CRA Account:
- Use CRA My Account to check the status of your payments and ensure your information is up-to-date.
Pro Tip
If you’re new to tax filing or need assistance, take advantage of free tax clinics available through the CRA’s Community Volunteer Income Tax Program.
The Ontario Trillium Benefit offers valuable, tax-free financial relief to eligible Ontarians. With payments set to begin on May 9, 2025, now is the time to ensure you’re eligible and fully prepared to receive your funds.
By filing your taxes, keeping your information updated, and verifying your eligibility for the credits, you could access hundreds or even thousands of dollars in support.
FAQs
How do I qualify for the Ontario Trillium Benefit?
To qualify, you must be a resident of Ontario, have a valid SIN, and file your income tax return.
When will I receive my OTB payments in 2025?
The payments will be made on May 9, June 10, July 10, and other subsequent dates as listed above.
How much money can I receive from the OTB?
The amount varies based on your eligibility for three credits (OSTC, OEPTC, NOEC), with some households receiving over $2,000 annually.